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BSI SA

Banca del Gottardo: Declining Results - Changes in Corporate Strategy and Organisation Structure

Lugano (ots)

Results reported by the Banca del Gottardo Group
for 2001 showed good resilience at the recurring level, despite
unfavourable conditions affecting banks specialised in private
banking. Despite a negative trend in equity markets, the bank's core
segments of investment and wealth management turned in a satisfactory
performance, with revenues totalling 295 million Swiss francs, only
slightly (-8.5%) below the exceptional level of the previous year.
Client assets under management reached 42.6 billion Swiss francs,
down 1.7% from year-end 2000. Unfavourable market conditions resulted
in a sharp decline in trading income and, more significantly, in
valuation adjustments on a number of equity holdings. The
Lugano-based bank has completed significant upgrades and investments
on the basis of a corporate strategy adopted in 1999. Banca del
Gottardo thus improved its positioning on domestic and international
target markets as well as its business and operating infrastructure.
In view of a changed business climate the bank has overhauled its
corporate strategy and adopted a revised organisation structure.
Against a background of adverse financial market conditions
results from interest operations turned out to be satisfactory,
reaching 165 million Swiss francs (down 3.5% from 2000). This
highlights the quality of the loan portfolio as well as the positive
contribution from balance-sheet management and treasury activities,
despite a changed interest rate environment. Results from trading
operations fell compared to the year 2000 (-74%), due mainly to
valuation adjustments on a small number of equity holdings, whereas
trading income from currencies and structured products held steady.
The Banca del Gottardo Group's net revenues reached 485 million
Swiss francs in 2001, down 18.5% from the previous year. The
establishment of Banca del Gottardo Italia SpA, the purchase and
integration of WestLB (Schweiz) AG, and the realisation of important
logistics and IT projects essentially marked the completion of
strategic expansion plans, contributing to a 14.2% increase in
operating expenses to 344 million Swiss francs. Consolidated gross
profit fell by 50% to 141 million Swiss francs and net profit to 36.4
million Swiss francs.
On Feb. 28th, the Board of Directors adopted the revised corporate
strategy and a new organisation and management structure. Thanks to
the investments carried out in the past, the bank started the new
year with a significantly strengthened market position and business
platform.
The top echelons of the new organisation structure will consist of
three Operating Divisions, Financial and Risk Management and a Group
Corporate Center. CEO Marco Netzer will be joined on the Group
Executive Board by Executive Directors Nicola Mordasini (Client
Services), Antonello Sergi (Investment Services), Luca Soncini (Group
Corporate Centre) and newly-appointed Walter Etter (IT & Operations)
and Thomas Müller (Financial & Risk Management). To ensure better and
more efficient client servicing, the existing business units will be
regrouped under the Client Services Division, which will consist of
four Main Departments (Ticino, Switzerland, International and
"Specialised Customer Services"). The implementation process will get
under way by the end of March and will be completed by the end of
June.
The Board of Directors and the Executive Board firmly believe that
these prompt and consistent actions create the best possible
prerequisites for the challenges ahead.
Banca del Gottardo, with head office in Lugano (Switzerland), is a
member of the Rentenanstalt/Swiss Life Group, the market leader in
Switzerland and one of Europe's leading life insurers. Banca del
Gottardo relies on a well-expanded national and international
network. With affiliates, subsidiaries, branches and representative
offices in Zurich, Geneva, Lausanne, Bellinzona, Chiasso, Locarno,
Athens, Bergamo, Luxembourg, Monaco, Vienna, Prague, Hong Kong,
Nassau (Bahamas), Buenos Aires, São Paulo and Caracas as well as an
important participation in Paris, and thanks to its highly qualified
teams of experts, the bank offers top level financial services to its
local and international clientele.

Contact:

Banca del Gottardo
Franco Rogantini
Medienabteilung
Viale S. Franscini 8
6901 Lugano
Tel. +41/91/808'33'60
Fax +41/91/923'94'33
E-Mail: franco.rogantini@gottardo.com

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