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Vienna Insurance Group

EANS-Adhoc: Vienna Insurance Group in the 1st to 3rd quarter 2009

  ad-hoc disclosure transmitted by euro adhoc with the aim of a Europe-wide
  distribution. The issuer is solely responsible for the content of this
  announcement.
Results 9M 2009
10.11.2009
  • Group premiums of more than EUR 6 billion
  • Solid development of the result - profit (before taxes, consolidated) about EUR 340 million
  • Continuing growth in the CEE core markets*
  • Excellent capitalisation of the Group
"Vienna Insurance Group continues growing also in tough economic 
times. Very clear growth is observed especially in our core markets 
in Central and Eastern Europe. In this context, the very good 
development in the Czech Republic and in Slovakia should be mentioned
as an example", stated Günter Geyer, CEO of Vienna Insurance Group, 
highlighting the good news. "Moreover, Group-wide growth provides 
Vienna Insurance Group with a basis for continuing to develop the 
result in 2009 at a steady pace. Hence, our strategy of concentrating
on profitable growth has proven right and confirms our successful 
business model, which has been based on the strong demand for 
insurance products in Central and Eastern Europe."
OVERVIEW OF KEY GROUP DATA FOR THE FIRST THREE QUARTERS OF 2009 (in 
accordance with IFRS)**
Vienna Insurance Group registered premiums written of a total of EUR 
6.11 billion in the first three quarters of the current year. This 
corresponds to an increase of 1.5 percent (on a euro basis) compared 
to the same period of the previous year. The net earned premiums of 
the Group rose by a remarkable 4.0 percent (based on euros).
On a local currency basis, the Group´s premiums written showed a 
significant plus of 6.6 percent, and the net earned premiums climbed 
by no less than 9.2 percent.
With a Group profit (before taxes, consolidated) of EUR 340.50 
million, Vienna Insurance Group has achieved a very continuous 
development of the result in the current year, which is even better 
than the result for the same period in 2007. This comparison shows an
increase in the result by more than EUR 16 million or 5 percent. 
Excluding special effects - in particular those resulting from the 
sale of BA-CAV and Unita - the result even surpassed that for the 
first three quarters of 2008.
The combined ratio of the Group after reinsurance (excluding income 
from investments) of 96.2 percent was significantly below the 
100-percent threshold and remained on a stable level despite the 
storm damages. These damages entailed expenses - in particular in 
Austria - totalling about EUR 130 million. As a result, the loss 
ratio went up by 1.7 percentage points compared to the same period of
the previous year. Thanks to the stringent implementation of the 
cost-cutting programme, the expense ratio of the Group was reduced by
1.5 percentage points in the same period, compensating for the 
increase in the loss ratio.
The current income from investments increased by 13.3 percent. The 
total financial result of the Group amounted to EUR 727.21 million in
the first three quarters of the current year. Comparison to the 
prior-year level is possible only to a limited extent due to the 
one-off effects of the sale of BA-CAV and Unita.
As of 30 September 2009, the investments of the Group amounted to 
EUR 26.05 billion. Compared to 1 January 2009, this corresponds to an
increase of 6.1 percent.
The shareholders´ equity of the Group rose by 13.1 percent to EUR 
4.68 billion.
* Definition CEE: Czech Republic, Slovakia, Poland, Romania, 
Bulgaria, Croatia, Serbia and Hungary ** All statements for the 1st 
to 3rd quarter of 2009 include figures from s Versicherung Group and 
BCR insurance companies. BA-CAV and Unita are included only in 
comparisons to the first six months of 2008.
end of announcement                               euro adhoc

Further inquiry note:

VIENNA INSURANCE GROUP (V.I.G.)
1010 Wien, Schottenring 30

Mag. Barbara Hagen-Grötschnig
Unternehmenskommunikation
Tel.: +43 (0)50 350-21027
Fax: +43 (0)50 350 99-21027
E-Mail: barbara.hagen@vig.com

Mag. Thomas Schmee
Investor Relations
Tel.: +43 (0)50 350-21900
Fax: +43 (0)50 350 99-21900
E-Mail: thomas.schmee@vig.com

Branche: Insurance
ISIN: AT0000908504
WKN: A0ET17
Index: WBI, ATX Prime, ATX
Börsen: Prague Stock Exchange / stock market
Wien / official market

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