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BSI SA

BSI Group: net profit of CHF 107 million.

Lugano (ots)

The BSI Group (a member of the Generali Group)
achieved a consolidated gross profit of CHF 144 million in the
financial year 2002. Total income amounted to CHF 420 million, while
costs totalled CHF 276 million. Net profit at the end of the year was
CHF 107 million. This good result is attributable to prudent business
management and a flexible cost structure and was accompanied by a new
asset inflow of  CHF 1.9 billion.
The BSI Group achieved a net profit of CHF 107 million, a fall of
38% compared with the previous year (2001: CHF 171 million). The
consequences of the current difficult economic environment were felt
mainly at the operations level: total income for the financial year
2002 fell 20% to CHF 420 million (2001: CHF 526 million). Net
interest income fell 22% to CHF 87 million (2001: CHF 112 million),
while commission and service income equalled  CHF 288 million, a
reduction of  16%. (2001: CHF 343 million). Results from trading
operations also declined, shrinking by 21% to CHF 48 million (2001:
CHF 61 million).
Costs for the financial year 2002 totalled CHF 276 million, a
slight improvement of CHF 4 million on the previous year (2001: CHF
280 million), despite important investments in the foreign network.
At CHF 144 million, gross profit was 41% lower than the previous
year (2001: CHF 247million).
The reduction in the funds managed by BSI - down from CHF 49
billion to CHF 42 billion - is mainly due to the depreciation of the
dollar and unfavourable stock market performances, whose
repercussions were nevertheless partly offset by a considerable
inflow of new money. "The inflow of new funds totalling CHF 1.9
billion is a clear sign of our private clients' confidence, which
encourages us to stand by our growth strategy despite the difficult
market environment," commented Alfredo Gysi, CEO of BSI SA.
Concentration and further growth on key markets
The BSI Group continues to pursue its growth strategy and has
strengthened its presence on the Italian onshore market. The BSI
affiliate Banca BSI Italia SpA di Milano already has a branch in
Turin and recently received permission from the Bank of Italy to open
further branches in Rome, Bologna and Vicenza. These branches will
commence activities in the course of 2003. The BSI affiliate in New
York - BSI Investment Advisors LLC - opened a branch in Miami in
2002. The organizational network in Latin America has been
reorganized and the Group is now concentrating on its two centres in
Buenos Aires and Montevideo.
BSI AG, formerly the Banca della Svizzera Italiana, was founded in
Lugano in 1873 and is the oldest bank in the Canton of Ticino. Since
1999 the bank has been a member of the Italian insurance group
Generali. The bank focuses on asset management and related services
for private and institutional clients. BSI is present on all the
world's main financial markets. It has seven branches in Switzerland.

Contact:

BSI AG
Dr. Chantal Riboni
General Secretariat
Tel. +41/91/809'31'67
E-mail: chantal.riboni@bsi.ch
Internte: http://www.bsi.ch

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