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BSI SA

BSI Group: half-yearly results lower than last year

Lugano (ots)

In the first six months of 2002, the BSI Group
recorded positive results, though reporting a decline as compared to
the same period last year. Gross earnings were CHF 97m, 25.4% below
the 2001 figure. Assets under management were CHF 43.4bn, 11.6% less
than at the end of last year. New client assets increased by CHF
1.2bn, confirming that the Group continues to enjoy the trust of
investors. The BSI Group will continue to grow its Private Banking
operations in Europe, and especially in Italy.
The BSI Group's net income decreased by 17% to an overall CHF 232m
(2001: CHF 279m). Commission income registered a 12% reduction,
amounting to CHF 160m (2001: CHF 182m). Income from trading also
reacted to the unfavourable economic environment, falling by 15% to
CHF 25m (2001: CHF 29m). At CHF 48m, net interest income was 21%
lower than the previous year's figure.
The BSI Group's reduced income is due to the worldwide economic
slowdown together with turbulence in the international stock markets.
This effect was accentuated by the general weakening of the US dollar
against the Swiss franc and the euro.
Systematic cost cutting measures had a positive effect, as
operating costs were CHF 136m (2001: CHF 149m), representing a 9%
reduction compared to the first half of 2001.
Gross operating profit was CHF 97m, or 25.4% below the figure for
the same period last year (CHF 130m).
The difficult economic environment and the Italian tax amnesty
caused assets managed by the BSI Group to diminish from CHF 49.1bn to
CHF 43.4bn from the beginning of the year. Despite this decrease, the
inflow of new client assets for management by the BSI Group totalled
CHF 1.2bn. This amount did not suffice to compensate for the outflow,
but it is nevertheless a sign of confidence in the strategy of the
Group.
As of 30 June the shareholder's equity of the BSI Group amounted
to CHF 635m, or 83% above the required level.
The BSI Group will continue to grow its Private Banking operations
in Europe, and especially in Italy, where the opening of a branch
office in Turin marks the start of BSI's expansion of the network in
that country.
BSI AG, formerly called Banca della Svizzera Italiana, was
established in Lugano in 1873 and is the oldest bank in Canton
Ticino. Since the beginning of 1999 it has been fully owned by the
Generali Insurance Group. The bank's focus is on asset management and
related services for private and institutional clients. BSI is
represented in the major international financial markets and has
seven branches in Switzerland.

Contact:

Stefano Coduri
BSI AG General Secretariat
Tel. +41/91/809'31'67
Fax +41/91/924'42'78
mailto:stefano.coduri@bsi.ch

BSI SA
Via Magatti 2
6901 Lugano
Tel. +41/91/809'31'11
Fax +41/91/809'36'78

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